Mortgage Refinance
When I should refinance?
Should I refinance if I plan on moving soon?
How much will it cost me to refinance?
What are points?
Should I pay points to lower my interest rate?
What does it mean to lock the interest rate?
I’ve had credit problems in the past. Does this impact my chances of getting a home loan?
I’ve only been late a couple of times on my credit card bills. Does this mean I will have to pay an extremely high interest rate?
Should I choose the lender with the lowest interest rate and costs?
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Quality of Service – Especially for first-time homebuyers who will have many questions about the total financing process and available loan options. Finding a lender with outstanding service skills that you trust will comfortably guide you every step of the way, so ask questions, even before you fill-out an application.
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Cost of Services – It’s good to ask potential lenders upfront what they charge for their services and any fees involved. They should be able to give you facts and get you through the financing process so that you feel confident knowing that you made a good decision by choosing them.
Office Hours
Monday | 8AM–5PM |
Tuesday | 8AM–5PM |
Wednesday | 8AM–5PM |
Thursday | 8AM–5PM |
Friday | 8AM–5PM |
Saturday | 8AM–5PM |
Sunday | Closed |
***Disclaimer: This calculator is offered for illustrative and educational purposes only and it is not intended to replace a professional estimate. Calculator results do not reflect all loan types and are subject to individual program loan limits. All calculations and costs are estimates and therefore, Equitable Mortgage (EMC) does not make any guarantee or warranty (express or implied) that all possible costs have been included. The assumptions made here, and the output of the calculator do not constitute a loan offer or solicitation, or financial or legal advice. Please connect with an EMC loan professional for a formal estimate. Every effort is made to maintain accurate calculations; however, EMC assumes no liability to any third parties that rely on this information and is not responsible for the accuracy of rates, APRs or any other loan information factored in the calculations.