Mortgage professionals are standing by! (614) 764-1232

James Martin

  • Vice President
  • NMLS: 244982
  • (614) 764-5077
  • (614) 668-7722
  • 3530 Snouffer Road, Suite 100
  • Columbus, Ohio 43235

Responsive, Knowledgeable, Patient, Dedicated, Always Available, these are a few of the common descriptions given by those that mean so much to me – my clients!     Below you can see the reviews, but it is my background that created this strong foundation.

This foundation begins with a  strong & close family of 5 who grew up in Northern Ohio, who were taught the importance of trust, hard work, and doing the job right the 1st time!   I received an MBA from West Virginia University, worked in the corporate world of AT&T for 16 years before becoming a stay at home dad for 3 years.    For the past 16 years as a Loan Officer at Equitable Mortgage, I have closed over $300M in loans, not on my own, but with a great team of support!

My spare time is spent with my wife, Lisa for the past 31 years and two wonderful children; Ally & Blake.  With homes in Victorian Village, OH, Lake Norman, NC and NYC, along with rehabbing and selling over 26 homes the past 12 years, I have garnered lots of real estate knowledge and understand the loan process and importance to getting a deal closed.

It is critical to me that my team “always” delivers on our commitments to the client, be available for that weekend or late night call to remove a stress point and to be ready for closing well before the closing date.  I look forward to working with you, please call me anytime; 614-668-7722.

 

Reasons to Refinance When Rates are Rising - 5 Examples
Reasons to Refinance When Rates are Rising - 5 Examples
Jan 16 2019   refinance 30 year loan home loan lower mortgage payment
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!). This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the... Read More
Credit Score Requirements For 2019 Homebuyers
Credit Score Requirements For 2019 Homebuyers
Jan 9 2019   first time buyer first home first mortgage home loan apply for a first home loan
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home... Read More
Is Paying Off Your Mortgage Early Worth It?
Is Paying Off Your Mortgage Early Worth It?
Jan 2 2019   first time buyer first home first mortgage home loan apply for a first home loan
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of... Read More
Increased Mortgage Rates --Should You Still Buy In 2019?
Increased Mortgage Rates --Should You Still Buy In 2019?
Dec 27 2018   first time buyer first home first mortgage home loan apply for a first home loan
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why: Higher Rates But Not Frighteningly High With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder... Read More