Auction Ready Financing (ARF) allows buyers to bid with confidence knowing that financing is available. No need for all-cash offers—simply get pre-approved and compete for your dream home!
Benefits of ARF:
✔️ More bidding power—no cash-only limitations
✔️ Faster, easier closing process
✔️ Secure financing BEFORE auction day
✔️ Compete with confidence!
🔑 More Bidding Power – Many auction buyers assume they need all cash, but with ARF, you can secure financing and bid just like a traditional homebuyer.
🚀 Faster, Easier Closing – Pre-approved buyers can close quicker, reducing delays and making your offer more competitive.
✔️ Secure Financing Before Auction Day – Knowing your financing is in place before bidding gives you the confidence to bid strategically without last-minute surprises.
🏆 Compete with Cash Buyers – With ARF, you bid with confidence knowing you have a pre-approved mortgage option that puts you in a stronger position.
📊 Access to More Properties – Since not all auctions require cash-only offers, financing expands your options, so you don’t miss out on great opportunities.
📉 Low Down Payment Options – Depending on the loan type, you may qualify for low or no down payment options, including FHA, VA, and USDA loans.
👨💼 Expert Guidance Throughout the Process – Work with professionals who understand auctions and financing, ensuring a smooth, stress-free experience from bidding to closing.
📩 Next Step: Get Pre-Approved Today
Office Hours
Monday | 8AM–5PM |
Tuesday | 8AM–5PM |
Wednesday | 8AM–5PM |
Thursday | 8AM–5PM |
Friday | 8AM–5PM |
Saturday | 8AM–5PM |
Sunday | Closed |
***Disclaimer: This calculator is offered for illustrative and educational purposes only and it is not intended to replace a professional estimate. Calculator results do not reflect all loan types and are subject to individual program loan limits. All calculations and costs are estimates and therefore, Equitable Mortgage (EMC) does not make any guarantee or warranty (express or implied) that all possible costs have been included. The assumptions made here, and the output of the calculator do not constitute a loan offer or solicitation, or financial or legal advice. Please connect with an EMC loan professional for a formal estimate. Every effort is made to maintain accurate calculations; however, EMC assumes no liability to any third parties that rely on this information and is not responsible for the accuracy of rates, APRs or any other loan information factored in the calculations.