Yes! With Auction Ready Financing (ARF), many auction properties are eligible for FHA, VA, USDA, or Conventional loans. This gives you the ability to bid confidently—even without cash in hand.

Properties that qualify for financing through ARF will be clearly labeled in the listing. You can also contact us to review your options or to request a free property evaluation.

We strongly recommend getting pre-approved through our ARF process. This ensures you’re financially prepared and gives you a competitive edge during the auction.

Auctions are fast, transparent, and sold as-is with no contingencies. Once the auction ends and you’re the winning bidder, you’re under contract—so pre-approval and due diligence should be completed beforehand.

You can use your own lender if they’re familiar with auction timelines, but we highly recommend using our preferred financing and title partners who understand the speed and structure of auction sales to avoid delays.

You’ll still be responsible for completing the purchase. That’s why getting ARF pre-approved before bidding is crucial—it protects your investment and helps ensure a smooth closing.

Yes! While ARF was designed with auction buyers in mind, our lending partners at Equitable Mortgage can also help you get financing for traditional listings. Whether you’re bidding or buying off the MLS, we’re here to help you close with confidence.