I bet you never knew that there are strict Loan to Value guidelines that classify your home refinancing as a cash out or no cash out refinance transaction. This is one of the highest causes of loan denial. You need a professional that knows these guidelines. Equitable can help.

Borrow up to 95% of the value of your home with our NO CASH OUT LOAN PROGRAM. In most cases the maximum limit is 90%. Remember, PMI is attached to loans with a Loan to Value of over 80%. Let us show you how to avoid that expensive PMI. Call us at 1-800-424-1232.

Here are some guidelines that make your loan request a NO CASH OUT REFINANCE:

• You are just paying off your existing mortgage that includes your closing costs and escrows
• You can pay off a divorce settlement up to 90% of the value of your home.
• You are paying off your existing first mortgage and an aged second mortgage.
• You can borrow up to 95% of the value of your home. Program restrictions do apply here, credit score 700+ or your current loan balance must have a FNMA seller servicer number.